Understanding the Payments Gateway
The Payments Gateway
When processing credit card payments in the Orchestration Console, the payments gateway uses a 3-step process flow:
| 1. | The validation |
| 2. | The authorization |
| 3. | The settlement |
The validation is the first step of processing a credit card payment. When all the credit card information has been entered in the Payment Providers hosted page, the credit card information is validated by the Payment Providers systems.
This process confirms the validity of the credit card and that the credit card holder information matches the records. Funds are not captured during this process.
When an order is submitted in Orckestra Commerce Cloud, the system sends a request to the payment gateway to hold the funds required for the order. The funds are not withdrawn from the credit card at this point.
When the order is completed, the funds are captured and the order balance is updated.
REFERENCES
| • | Managing Payments |
| • | Settle a Payment |
| • | Void a Payment |